ChopMoney is a simple bookkeeping app designed for African businesses. It helps you create invoices, track debtors, manage expenses, and see your cash flow - all with Mobile Money support.

Yes, ChopMoney offers a free plan to get started. You can create invoices, track sales and expenses with no upfront cost.

Does ChopMoney support Mobile Money?

Yes, ChopMoney fully supports Mobile Money transactions, making it perfect for businesses in Ghana, Nigeria, Kenya, and other African countries.

ChopMoney Blog

Practical tips to help you manage your business finances, track customers, and grow your African business.

All Articles

Getting Started

5 Reasons Your Business Notebook is Costing You Money (And What to Use Instead)

That tattered notebook where you write down every sale, every expense, and every person who owes you money is costing you more than you think.

5 min read

Cash Flow

How to Track Cash Flow and Mobile Money for Your Small Business

Cash is King. But for many African businesses, Mobile Money is the Kingdom. Here's how to separate business from personal spending.

4 min read

Debtors

Stop Chasing Payments: The Easy Way to Track Debtors

A sale on credit isn't money in the bank. It's a promise. And promises don't pay the rent. Here's how to manage debtors professionally.

4 min read

Industry Guide

Why Your Restaurant is Busy but You Are Not Making Profit (And How to Fix It)

The pot is empty by 4 PM, but your wallet feels light. Where did the money go? In the food business, profit hides in the details.

5 min read

Industry Guide

Throw Away 'The Book': A Better Way for Shop Owners to Track Sales

Every shop owner knows 'The Book.' It's that tattered notebook on the counter. But what happens when you lose it?

4 min read

Industry Guide

Salon Owners: Stop Letting Clients 'Pay You Later' Without a Record

Your clients look like a million bucks when they leave your chair, but does your bank account reflect that?

4 min read

Industry Guide

From DM to Bank Account: Bookkeeping for Instagram & TikTok Sellers

Running a business in the DMs is chaos. Screenshots, voice notes, and 'I'll send the money now' messages everywhere.

4 min read

Industry Guide

The Handyman's Guide to Getting Paid Faster and Tracking Materials

You finish the job, but the client says they will send the money 'in the evening.' Three days later, you are still chasing them.

4 min read

Industry Guide

Managing Deposits and Fabrics: A Financial Guide for Fashion Designers

A client pays a 50% deposit for a wedding outfit. You buy fabric and materials. By the time they pay the balance, do you actually know if you made a profit?

5 min read

Business Tips

The #1 Mistake Small Businesses Make: Mixing 'Chop Money' with Business Money

When all your money sits in one mobile wallet, it's hard to tell what belongs to the business and what is for lunch.

5 min read

Industry Guide

Africa's Bookkeeping & Accounting Software Compared (2026): A Practical Guide for SMEs

A neutral, comprehensive comparison of six accounting platforms serving African small and medium enterprises, evaluating pricing, mobile money integration, tax compliance, and local support.

8 min read

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ChopMoney Blog

Featured Articles

5 Reasons Your Business Notebook is Costing You Money (And What to Use Instead)

How to Track Cash Flow and Mobile Money for Your Small Business

The #1 Mistake Small Businesses Make: Mixing 'Chop Money' with Business Money

Africa's Bookkeeping & Accounting Software Compared (2026): A Practical Guide for SMEs

All Articles

5 Reasons Your Business Notebook is Costing You Money (And What to Use Instead)

How to Track Cash Flow and Mobile Money for Your Small Business

Stop Chasing Payments: The Easy Way to Track Debtors

Why Your Restaurant is Busy but You Are Not Making Profit (And How to Fix It)

Throw Away 'The Book': A Better Way for Shop Owners to Track Sales

Salon Owners: Stop Letting Clients 'Pay You Later' Without a Record

From DM to Bank Account: Bookkeeping for Instagram & TikTok Sellers

The Handyman's Guide to Getting Paid Faster and Tracking Materials

Managing Deposits and Fabrics: A Financial Guide for Fashion Designers

The #1 Mistake Small Businesses Make: Mixing 'Chop Money' with Business Money

Africa's Bookkeeping & Accounting Software Compared (2026): A Practical Guide for SMEs

Ready to Transform Your Business?